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TERMS AND CONDITIONS
Legal Notices
Please Read These Terms Carefully Before Using This Site
myleadbank.com provides this web site (the "Site"), subject to the
following Terms and Conditions of Use, which may be updated by us from time to
time without notice. This Site provides you with certain services, including but
not limited to, access to information about the products and services offered by
myleadbank.com, and may provide you with information regarding other
financial and consumer services and products offered by myleadbank.com. and
its affiliates ("Affiliates") and other third party providers ("Providers"). Use
of this Site and the services are subject to the Terms and Conditions of Use and
all applicable laws. Certain areas within this Site may be subject to additional
or different terms and conditions of use, which are posted in those areas. Not
all of the services and materials described on this Site are available for use
in all geographic areas of the United States or in all countries where
myleadbank.com conduct business. By using the Site, you agree to abide by all of
the terms and conditions set forth in this notice.. Unless stated otherwise, any
new services and materials added to this Site also will be covered by these
Terms and Conditions of Use.
PLEASE READ THESE TERMS CAREFULLY. IF YOU DO NOT AGREE WITH ANY OF THESE TERMS
OR CONDITIONS, DO NOT ACCESS OR OTHERWISE USE THIS WEB SITE OR ANY INFORMATION
CONTAINED ON THIS WEB SITE. YOUR ACCESS AND USE OF THIS WEB SITE CONSTITUTES
YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW.
Limited License
Subject to the terms and conditions set forth in this Agreement,
myleadbank.com grants you a non-exclusive, non-transferable, limited right to access,
use and display this Site and the materials thereon. You agree not to interrupt
or attempt to interrupt the operation of the Site in any way.
myleadbank.com authorizes you to view and download the information ("Materials") at
this Site only for your individual use. This authorization is not a transfer of
title in the Materials and copies of the Materials and is subject to the
following restrictions: 1) you must retain, on all copies of the Materials
downloaded, all copyright and other proprietary notices contained in the
Materials; 2) you may not modify the Materials in any way or reproduce or
publicly display, perform, or distribute or otherwise use them for any public or
commercial purpose (other than for your own benefit); and 3) you must not
transfer the Materials to any other person. You agree to abide by all additional
restrictions displayed on the Site as it may be updated from time to time.
No Offer
THE INFORMATION ON THIS SITE IS NOT AN OFFER BY OR ON BEHALF OF
MYLEADBANK.COM OR ITS AFFILIATES TO SELL OR SOLICIT AN OFFER TO BUY ANY SECURITY OR
INSURANCE PRODUCT.
No Professional Advice
The information available on the Site is intended to be a general information
resource regarding the matters covered, but is not offered as legal, accounting,
tax or other financial advice, and is not tailored to a customer's specific
circumstances. ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS SITE
SHOULD BE EVALUATED IN CONSULTATION WITH A LEGAL, ACCOUNTING, TAX, INVESTMENT OR
OTHER FINANCIAL SPECIALIST.
Copyrights/Trademarks
This Site, including all Materials, is copyrighted and protected by worldwide
copyright, trademark and intellectual property laws and treaty provisions. You
agree to comply with all such laws worldwide in your use of this Site and to
prevent any unauthorized copying of the Materials. Except as expressly provided
herein, Dirty Dog Media does not grant any express or implied right to you
under any patents, trademarks, copyrights or trade secret information.
My Lead Bank and the myleadbank.com logo are service marks/trademarks of
Dirty Dog Media.
DISCLAIMER
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: (1) YOUR USE OF THIS SITE AND THE
SERVICES AND MATERIALS PROVIDED AT THE SITE ARE AT YOUR SOLE RISK, AND (2) THE
MATERIALS MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS.
MYLEADBANK.COM, ITS AFFILIATES AND THE PROVIDERS DO NOT WARRANT THE ACCURACY OR
COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION,
STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU
ACKNOWLEDGE THAT ANY RELIANCE ON THE MATERIAL OR ANY OPINION, ADVICE, STATEMENT,
MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK.
MYLEADBANK.COM, ITS AFFILIATES AND THE PROVIDERS (AS TO THEIR MATERIALS
ONLY) RESERVE THE RIGHT, IN THEIR SOLE DISCRETION, TO CORRECT ANY ERRORS OR
OMISSIONS IN ANY PORTION OF THE SITE. WE USE REASONABLE EFFORTS TO PROVIDE YOU
WITH ACCURATE INFORMATION. WE RESERVE THE RIGHT, HOWEVER, TO MAKE CORRECTIONS
AND/OR CHANGES SHOULD THIS INFORMATION PROVE TO BE INACCURATE.
MYLEADBANK.COM, ITS AFFILIATES AND THE PROVIDERS (AS TO THEIR MATERIALS ONLY) MAY MAKE
ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS,
SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.
THIS SITE, THE SERVICES, INFORMATION AND MATERIALS ON THE SITE AS WELL AS ANY
SOFTWARE MADE AVAILABLE ON THE SITE, ARE PROVIDED "AS IS" WITHOUT ANY
REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT
LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY
PARTICULAR PURPOSE.
SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF IMPLIED WARRANTIES. THEREFORE
SOME OF THE EXCLUSIONS ABOVE MAY NOT APPLY TO YOU.
Limitation of Liability
YOU UNDERSTAND AND AGREE THAT MYLEADBANK.COM, ITS AFFILIATES AND THE
PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES,
COSTS OR LOSS OF PRODUCTS, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF WE HAVE
BEEN ADVISED OF THE POSSIBILITIES OF THOSE DAMAGES, RESULTING FROM: (i) YOUR USE
OF OR INABILITY TO USE THE SITE, THE SERVICES, OR MATERIALS, OR (ii) OBTAINING
SUBSTITUTE PRODUCTS AND/OR SERVICES, OR (iii) THE USE OF ANY DATA, INFORMATION,
PRODUCTS OR SERVICES OBTAINED FROM TRANSACTIONS ENTERED INTO THROUGH THE WEB
SITE, OR (iv) ANY STATEMENT OR CONDUCT OF ANY THIRD PARTY, OR (v) ANY OTHER
MATTER RELATED TO THE SITE, THE SERVICES OR MATERIALS. SOME JURISDICTIONS DO NOT
PERMIT THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF
LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE
LIMITATIONS ABOVE MAY NOT APPLY TO YOU.
Third Party Sites
As a convenience to you, myleadbank.com and its Affiliates may provide, on
this Site, links to Web sites operated by other entities. If you use these
sites, you will leave this Site. If you decide to visit any linked site, you do
so at your own risk, subject to that site's terms and conditions of use and
privacy policy that may be different from those of this Site. It is your
responsibility to take all protective measures to guard against viruses or other
destructive elements you may encounter on these sites. myleadbank.com and
its Affiliates make no warranty or representation regarding, and do not endorse,
any linked Web sites or the information appearing thereon or any of the products
or services described thereon. Links do not imply that myleadbank.com, its
Affiliates or this Site sponsors, endorses, is affiliated or associated with, or
accessible through the links, or that any linked site is authorized to use any
trademark, trade name, logo or copyright symbol of myleadbank.com or any of
its affiliates or subsidiaries.
External Links to the Site
All link to the Site must be approved in writing by Dirty Dog Media, except
that Dirty Dog Media consents to links in which: (i) the link is a text-only
link containing only the name "myleadbank.com", (ii) the link "points" only
to www.myleadbank.com and not to deeper pages: (iii) the link, when
activated by a user, displays that page full-screen in a fully operable and
navigable browser window and not within a "frame" on the linked website; and
(iv) the appearance, position, and other aspects of the link may neither create
the false appearance that an entity or its activities or products are associated
with or sponsored by myleadbank.com nor be such as to damage or dilute the
goodwill associated with the name and service marks/trademarks of
myleadbank.com or its Affiliates. myleadbank.com reserves the right to revoke
this consent to link at any time in its sole discretion.
Viruses
There is always the possibility of unknowingly acquiring computer viruses on the
Internet and thus we want to warn you about infections or viral contamination on
your system. It is your responsibility to scan any and all downloaded materials
received from the Internet. myleadbank.com and its Affiliates are not
responsible or liable for any damage caused by viruses or related hazards,
whether or not that virus or hazard resulted from a visit to this Site. You, and
not myleadbank.com or its Affiliates, assume the entire cost of all
necessary servicing, repair, or correction related to computer viruses.
Information Provided By You
In order to use certain Services on this Site, you may have to register. You
agree to provide true, accurate and current information about yourself as
prompted by the registration and application forms on this Site. If any
information you provide is untrue, inaccurate, incomplete or not current, or if
myleadbank.com or any Affiliate has reasonable grounds to suspect that such
information is untrue, inaccurate, incomplete or not current,
myleadbank.com, in its sole discretion, has the right to suspend or terminate your
access to the Site. Further, you agree that myleadbank.com will not be
liable to you or any third party if myleadbank.com terminates your access
to the Site, and the Services or Materials thereon, for any reason.
Except for the information you submit during the registration process or during
the use of any other service offered through this Site (the "Permitted
Information"), myleadbank.com and its Affiliates do not want you to, and
you should not, send any confidential or proprietary information to
myleadbank.com or its Affiliates via the Site. You agree that any information or
materials that you or individuals acting on your behalf provide to
myleadbank.com or its Affiliates other than the Permitted Information will not be
considered confidential or proprietary. By providing any such information or
materials to myleadbank.com or its Affiliates, you grant to
myleadbank.com and its Affiliates an unrestricted, irrevocable, worldwide,
royalty-free license to use, reproduce, display, publicly perform, transmit,
distribute and sub-license to others such information and materials, and you
further agree that myleadbank.com and its Affiliates are free to use, and
allow others to use, any ideas, concepts or know-how that you or individuals
acting on your behalf provide to myleadbank.com or its Affiliates. You
further recognize that myleadbank.com and its Affiliates do not want you
to, and you warrant that you shall not, provide any information or materials to
myleadbank.com or its Affiliates that is defamatory, threatening, obscene,
harassing, or otherwise unlawful, or that incorporates the proprietary material
of another.
myleadbank.com and its Affiliates will use the Permitted Information in
accordance with the privacy policy posted on this Site.
Bulletin Boards
This Site may include bulletin boards and chat rooms ("Bulletin Boards"), which
allow feedback to myleadbank.com, its Affiliates and real-time interaction
between users. myleadbank.com does not control the messages, information or
files delivered to Bulletin Boards. It is a condition of your use of the
Bulletin Boards and this Web Site that you do not:
- restrict or inhibit any
other user from using and enjoying the Bulletin Boards;
- post or transmit any
unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar,
pornographic, profane or indecent information of any kind, including without
limitation any transmissions constituting or encouraging conduct that would
constitute a criminal offense, give rise to civil liability or otherwise
violate any local, state, national or international law;
- post or transmit any
information, software or other material which violates or infringes the
rights of others, including material which is an invasion of privacy or
publicity rights or which is protected by copyright, trademark or other
proprietary right, or derivative works with respect thereto, without first
obtaining permission from the owner or right holder;
- post or transmit any virus
or any information, software or other material which contains a virus or
other harmful component;
- post, or transmit or in
any way exploit any information, software or other material for commercial
purposes or which contains advertising;
You understand that
myleadbank.com has no obligation to monitor the Bulletin Boards. However,
myleadbank.com reserves the right at all times to disclose any information as
necessary to satisfy any law, regulation or governmental request, or to edit,
refuse to post or to remove any information or materials, in whole or in part,
that in myleadbank.com' sole discretion are objectionable or in violation
of these Terms and Conditions of Use.
Notices
Notices from myleadbank.com and its Affiliates to you regarding your use of
the Site, the Services and Materials will be made by e-mail or regular mail, in
the sole discretion of myleadbank.com or the applicable Affiliate, unless
otherwise required by law or contract.
General Terms
myleadbank.com reserves the right, at its sole discretion, to change,
modify, add or remove any portion of these Terms and Conditions of Use in whole
or in part, at any time without notice; you should periodically revisit this
Site to review the current terms and conditions by which you are bound. Changes
in these Terms and Conditions of Use will be effective when posted. Your
continued use of the Site, the Services and Materials after any changes to these
Terms and Conditions of Use are posted will be considered acceptance of the
changes.
myleadbank.com and its Affiliates may terminate, change, suspend or
discontinue any aspect of the Site, including the availability of any features
of the Site, at any time without notice. myleadbank.com and its Affiliates
may also impose limits on certain features and services or restrict your access
to all or parts of the Site without notice or liability. myleadbank.com and
its Affiliates may terminate the authorization, rights and license given above.
The Terms and Conditions of Use constitute the entire agreement between
myleadbank.com, its Affiliates and you in connection with your use of this Site,
the Services and the Materials. Any cause of action you may have with respect to
your use of this Site, the Services or the Materials must be commenced within
one (1) year after the claim or cause of action arises. If for any reason an
arbitrator or a court of competent jurisdiction finds any provision of these
Terms and Conditions of Use or portion thereof, to be unenforceable, that
provision shall be enforced to the maximum extent permissible so as to effect
the intent of these Terms and Conditions of Use, and the remainder of the Terms
and Conditions of Use shall continue in full force and effect. In the event of
termination, the disclaimers and limitations of liabilities set forth in the
Terms and Conditions of Use will survive.
The Terms and Conditions of Use will be deemed to include all other notices,
policies, disclaimers and other terms contained in this Site and in other
contracts that you may have executed with myleadbank.com and its
Affiliates.
International Users and Choice of Law
This Site is controlled, operated and administered by myleadbank.com from
its offices within the United States of America. myleadbank.com and its
Affiliates make no representation that materials at this Site are appropriate or
available for use at other locations outside the United States and access to
them from territories where their contents are illegal is prohibited. You may
not use the Site or export the Materials in violation of U.S. export laws and
regulations. If you access this Site from a location outside the United States,
you are responsible for compliance with all local laws.
This Agreement constitutes the entire agreement between myleadbank.com and
you with respect to your use of this Site. Any cause of action you may have with
respect to your use of this Site must commence within one (1) year after the
claim or cause of action arises. If for any reason a court of competent
jurisdiction finds any provision of this Agreement or portion thereof, to be
unenforceable, that provision shall be enforced to the maximum extent
permissible so as to affect the intent of the Agreement, and the remainder of
this Agreement shall continue in full force and effect.
Governing Law
These Terms and Conditions of Use shall be governed by the laws of the State of
Oklahoma, United States of America, without giving effect to its conflict of
laws provisions.
Requirement of Written Agreement
The purchase or sale of insurance and/or securities between
myleadbank.com,
its Affiliates and their customers are governed by written policies or
contracts. The terms of these policies or contracts are binding on the parties.
No other representation, whether made in person, online, electronically
(including, but not limited to, representations on this Site), in writing, or by
graphic or verbal communication may alter the terms of those policies or
contracts.
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